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Why would we want to increase the cyber risk to our bank data?
By Sheila Bair (original source Financial Times)
“The cyber world is full of would-be extractors of our bank account data. Banks and their regulators recognised cyber risk as a major threat decades ago and have built an elaborate ecosystem of protections against it. Regulated banks are strictly limited in how they store customers’ data. They are required to have multiple lines of defence against security breaches, subject to independent audit and review by government supervisors.
But as the Equifax data breach highlights, other entities, such as credit reporting agencies, reside outside this system. The protection they offer is only as good as their managements’ vigilance, and that is often lacking.”
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